Office of Risk Management

Study/Travel Abroad Health Insurance

Background: Effective with the Fall Semester 2002, the Board of Regents has mandated that all University of Wisconsin students studying/traveling abroad under a UW sponsored program must enroll in health insurance through an insurance plan offered by Cultural Insurance Services International (CISI). A work team selected CISI after a long review and selection process, assisted by the State's insurance broker. The CISI brochure and claim form are available on-line, as well as through the program office. CISI coverage provides primary health protection up to $500,000, with no deductible, and medical evacuation and repatriation coverage. Consult the brochure for specific coverage details. Departments should include the premium in the program fee, or individuals can enroll directly through the campus risk management office, if not part of a larger program group. In all cases, the premium is due, in full, prior to departure from the US.

This program is also available to faculty and staff who are involved in educational programs abroad. However, employees may be eligible for benefits under Workers Compensation, while in the course of their employment, regardless of the location of the worksite. Individual employees may also have coverage through their own health insurer, and should confirm this with their carrier, before contacting our office. Also, employees in work status while involved in educational pursuits abroad, have medical evacuation and repatriation through the Europ Assistance program.

Enrollment for this program is managed at the campus level. Please consult your institution's international education office or risk management office for specific instructions.