Office of Risk Management
Part 2 Property Programs
Subject: Commercial Pollution Legal Liability Policy
This page explains the Commercial Pollution Legal Liability Policy of the University of Wisconsin System and the procedures that institution risk managers should follow to receive the benefits of this coverage.
System Risk Management (SRM) obtains commercial insurance through Chartis Specialty Insurance Company. Premiums were prepaid and will be allocated to the institutions as part of the institution's property premiums.
Policy Details:Carrier: Chartis Specialty Insurance Company
Policy Date: May 3, 2013 to 7/1/2018
Policy Limits: $15,000,000 each incident; $15,000,000 policy aggregate;
Emergency response: $1,000,000 each incident without prior written consent.
Coverages A) On-site cleanup of pollution conditions B) Legal liability for pollution conditions C) Emergency response costs
Criminal fines, penalties and assessments Contractual liability Prior waste disposal activities Intentional noncompliance Internal expenses Insured vs. insured Asbestos and lead Employer liability Prior knowledge/Non-disclosure Identified underground storage tank Acquired properties Divested property Damage to insured's products and work Insured's professional services Products liability Property damage to conveyance War
- Loss Reporting
In the event of a loss or discovery of a pollution condition, immediately notify the UWSA Office of Risk Management so Chartis Specialty Insurance Company may be contacted. Initial notice must be given by phone immediately upon discovery of the loss. Give immediate notice to UWSA Office of Risk Management at work or home if you interpret the loss as serious in nature. Initial notice should include the following details:
- Description of pollution condition, claim or emergency response cost (spill, discovery of contamination, receipt of Notice of Claim, etc.)
- Time of occurence of the pollution condition
- Location of occurence of the pollution condition
- Cause of the pollution condition
- Other relevant circumstances
- Name, phone number and email address of the institution contact person
As soon as possible, but within three calendar days of the loss, written notification should be sent to UWSA Office of Risk Management providing the above information plus any other details of the loss, status of the loss inspection and settlement procedures.
When emergency response costs have been incurred, written notification must also include technical reports, laboratory data, field notes, expert reports, investigations, data collection, regulatory correspondence and any other documents related to the emergency response costs.
- Change in underground storage tank status
Any change in underground storage tank status on your campus, especially installation of a new tank or acquisition of an existing tank must be reported to UWSA Office of Risk Management immediately.
- Property lease or acquisition
If your campus purchases or leases a new property, please notify UWSA Office of Risk Management so the property can be listed on the policy.
Request to Add New Facility (leased)
Request to Add New Facility (owned)
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