Frequently Asked Questions

Will a 2 person/married couple premium rate for health insurance be considered?

No.  As part of the mandated Health Insurance Options Feasibility Study, this topic was addressed in the October, 2011 report (http://etf.wi.gov/publications/Health-Ins-Opt-Study.pdf).  Study topic #2 beginning on page 10 provides a good and clear explanation of the issue.  The conclusion is "the actuary found that the cost factor for employee+spouse contracts to be 3.8% higher than those for all other family groupings combined, including employee+spouse+dependents."  In other words, if the employee+spouse coverage level were available, the monthly premium for this coverage level would likely be higher than the monthly premium for family coverage.