Safety & Loss Prevention

Business Interruption Worksheet

BUSINESS INTERRUPTION WORKSHEET
1. Gross Sales
$__________


2.


Adjustments to gross sales (includes
discounts given, returns and allowances,
bad debts, freight).



$__________


3. Net Sales (1 minus 2)
$__________


4.


Other income that would be lost
if operations were interrupted (includes
rents, interest, service fees).



$__________


5. Total revenues (3 plus 4)
$__________


6. Merchandise or materials consumed

a. Purchases during the year $__________

b. Change in inventory

   Beginning inventory $__________

   Ending inventory $__________

   Change (beginning
   minus ending)

$__________

c. Total (a plus b)
$__________


7. Gross earnings (5 minus 6c)
$__________


8.


Discontinuing expenses (includes payroll that
would not continue, rent, heat, light, delivery
and cartage, advertising, maintenance cost).



$__________


9.

Gross Earnings After Discontinued Expenses
(7 minus 8)


$__________

Adjust Gross Earnings After Discontinued Expenses For Period of Interruption Expected

Insurance Needed

1 year: Line 9 * 1.00 = $__________
9 months: Line 9 * .75 = $__________
6 months: Line 9 * .5 = $__________