Federal Health Insurance Marketplace

Beginning in 2014, the federal Affordable Care Act (ACA) requires most everyone to obtain health insurance for themselves and their dependents or pay a penalty when filing their tax returns. The Marketplace (also known as the Exchange) is a new option for people to obtain health insurance.

The University of Wisconsin is required to provide all employees with a Notice of the availability of the Health Insurance Marketplace. The Notice also includes required information on health insurance coverage available through your employment at the University of Wisconsin (UW).

If you have State Group Health Insurance through your employment at the UW, you do not need to enroll through the Marketplace or take any action, unless you choose to do so. You may want to review the plans available through the Marketplace to see if they better suit your needs.

Your Health Insurance Marketplace Notice

You should take a few moments to review your Health Insurance Marketplace Notice. You may request a paper copy of the Notice, free of charge, from your institution’s benefits office.

A Spanish version of the Notice is available on the U.S. Department of Labor website| en español

For More Information

Important Note: If you are covered by the State Group Health (SGH) Insurance program through your UW employment, there are limitations on when you can cancel your coverage outside of the Annual Benefit Enrollment period. See your institution's benefits office before enrolling in other health insurance to confirm that you can cancel your SGH coverage.

ACA Training

The Affordable Care Act: Employer Shared Responsibilities (Play or Pay) training 3/14/14

If you have questions about your eligibility for health insurance through your employment, contact your institution’s benefits office.

Disclaimer: The information provided is only intended to be general summary information for University of Wisconsin employees. It is not intended to provide legal or professional advice, or take the place of either the written law or regulations. Detailed information about the new Health Insurance Marketplaces can be found at healthcare.gov or at 1-800-318-2596.