Employee Benefits
Tax Sheltered Annuity 403(b) Program
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What's New
Enroll in the TSA Program Individual counseling & workshops
Investments & Returns
TSA Coordinator Resources
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The Tax-Sheltered Annuity Program is a supplemental retirement savings program authorized by section 403(b) of the Internal Revenue Code. All University of Wisconsin employees, including student hourlies and graduate assistants — with the exception of some employees-in-training, fellows, and interns — are eligible to participate. Eligible employees can enroll at any time.
Through the TSA Program you can invest a portion of your income for retirement either on a pre-tax basis or with a Roth after-tax option or a combination of both. Participation in the UW TSA Plan is voluntary. You make the entire contribution; there is no employer match.
Investment options include a wide array of mutual funds and fixed and variable annuities managed by six authorized investment companies. For a description of our investment companies see the Quick Guide to the TSA Program and the list of Authorized Investment Companies below.
Read Save Smart - Save Early! for an analysis of why you should participate. The TSA Q&A is a list of frequently asked questions and describes the Program in detail. How to enroll in the TSA Program helps you through the enrollment process and provides links to online enrollment. Use the Salary Reduction Agreement to let the University know how much you would like to contribute to your investment company. If you have additional questions, you may contact your benefits office or e-mail the TSA benefits specialist.
Newsletters and Publications
- Financial Information Websites
- TSA Inve$tor Fall 11 Issue (.pdf format)
- TSA Inve$tor Past Issues
- Index of TSA Inve$tor Articles
- TIAA-CREF's Socially Responsible Investing Report
- Quick Guide to the UW TSA Program (.pdf format)
- Save Smart - Save Early (.pdf format)
- UW TSA 403(b) Question and Answer Guide (.pdf format)
- Index to the UW TSA 403(b) Question & Answer Guide
- Tips for Transferring Moneys (.pdf format)
- Saver's Credit
- How to choose a financial planner (brochure - pdf)
Plan Info & Forms
- How to enroll in the TSA Program
- Salary Reduction Agreement (UWS31)
- Plan Document (pdf format) Revised 4-15-2011
- Criteria (pdf format) Revised 9-18-09
- Information for student employees
- TSA 403(b) Annual Reports
- Campus Addresses and Contact Information for the TSA Program
- TSA Review Committee Members
- TSA Review Committee Meeting Minutes
Archive
- Loans and No Hardship Withdrawals
- Strong (former TSA Company) Settlements
- WRS no longer an option in TSA Plan as of 1-1-09
- State Conforms to Federal Income Tax Law: EGTRRA Changes (pdf file)
This document was last revised on January 30, 2013
