Financial Administration

Benefits Information -- US Bank Travel Card

What are some of the cardholder benefits?

Does the US Bank Travel Card provide car rental insurance coverage?

What if I buy my airline tickets well in advance of travel and don't want to put the cost for them on my card?

Is there travel accident insurance coverage?

Can I designate a beneficiary for the travel accident insurance?

Does the card provide lost or damaged luggage protection?

How does the new card affect my membership in car rental clubs such as Emerald Club or existing profiles with travel agencies?




What are some of the cardholder benefits?

Cardholder benefits include: $500,000 common carrier travel insurance, lost or stolen luggage insurance, hotel theft insurance, full value primary auto collision/loss damage waiver insurance, and access to cash at ATM machines worldwide. For further information, please refer to the US Bank brochure that will be mailed with your travel card. Note: Any fees associated with emergency card replacement are the responsibility of the employee and are not reimbursable.


Does the US Bank Travel Card provide car rental insurance coverage?

US Bank's Travel Card provides you with primary Collision and Loss Damage Insurance when you rent a car for 31 days or less. For details on benefits, refer to the VISA Commercial Card Benefits Package which will be mailed to each cardholder. Note: The UW System also has primary collision insurance with its contract car rental vendors for most domestic rentals and some foreign rentals. If it should be necessary to rent for business reasons from a noncontract vendor, payment with your US Bank Travel Card is recommended, as it will negate the need to purchase the collision insurance.


What if I buy my airline tickets well in advance of travel and don't want to put the cost for them on my card?

Your institution or department will have the opportunity to establish a Central Travel Account through US Bank with our contract travel agencies to permit direct payment of airfare. When you purchase an airline ticket, the cost for the ticket will be charged to that entity, not to your travel card. You will still indicate the amount of your airfare on your travel expense report in the direct-billed column but will not claim reimbursement. Contact your Travel Card Administrator for more information


Is there travel accident insurance coverage?

US Bank Visa cards have $500,000 travel accident coverage on the date your credit card is issued. You become covered automatically on a common carrier when your airfare is charged to your card or to the UW's central billing account.


Can I designate a beneficiary for the travel accident insurance?

No. Benefits are paid to the first surviving of your spouse, children, parents, siblings or to your estate.


Does the card provide lost or damaged luggage protection?

US Bank provides $1,250 lost/damaged secondary coverage when the common carrier ticket is charged to your US Bank Travel Card or centrally-billed account.


How does the new card affect my membership in car rental clubs such as Emerald Club or existing profiles with travel agencies?

You will need to update your records with those entities so their files show your US Bank Travel Card number as your payment mechanism. Your membership numbers and privileges will not be affected.